February 2018 Newsletter-ACA Issues to Watch in 2018

Affordable Care Act Compliance Issues to Watch in 2018
Regardless of whether the Republican-controlled House and Senate repeals, replaces or alters the Affordable Care Act (ACA), there are a number of rules and regulations employers must comply within 2018 and 2019 if they offer group health benefits to employees.

Continue reading this article and others in our February 2018 Newsletter

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January 2018 NewsLetter _Short- or Long-Term? Which Disability Policy is Best for Your Employees?

While it might be tempting to rush out and purchase long-term disability insurance for you and your employees, it’s important to know exactly what short-term or long-term disability insurance covers and what is the right fit for your employees.

Read this article and complete January 2018 newsletter

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July 2017 Newsletter

Wondering how the changes to the Affordable Care Act (ACA) will affect you? You’ll have to be patient. The American Health Care Act (AHCA) bill is still in flux. Possible enhancements or repercussions are only educated guesses at this time.

Read full article and others in July 2017 newsletter.

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June 2017

New research reveals that employers can reduce costs of recruiting and training by offering Millennials educational benefits.

Read more and other great articles.

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October 2016 News Letter

October 2016 News Letter Why Most employers are eyeing public exchanges for pre – medicare retiree benefits

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September News Letter 2016

September 2016 News Letter How self – funded employers can manage the top 10 Catastrophic claims
To read more of this article & the entire September 2016 News Letter

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Obamacare Repeal Would Send Uninsured Rate Soaring

Donald Trump has vowed to repeal Obamacare if elected president. Hillary Clinton would only make slight changes. As the debate continues, how would the repeal of Obamacare affect employers and their employees?

Full story and other August 2016 articles.

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Cadillac Tax Delayed

At the end of 2015, Congress gave a holiday gift to employers stressed out about the so-called Cadillac Tax—they delayed its implementation for two years. The tax, originally scheduled to go into effect in 2018, will now go into effect in 2020.

Read more of this article and all of March 2016 newslwetter

http://www.wfgbenefits.com/wp-content/uploads/2016/06/March-2016-newsletter.pdf

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HDHPs and HSAs: Pros and Cons

Premium increases for employer-sponsored family coverage are expected to remain modest in 2016, ranging from 6.8 percent for a health management organization
(HMO) to 7.8 percent for a preferred provider organization (PPO), according to the 2016 Segal Health Plan Cost Trend Survey released in September 2015.

Read more of this article and all of April’s 2016 newsletter

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Why Prescription Drugs Cost so Much and What You Can Do About it

Prescription drug costs rose by 12.6 percent in 2014 and by 10 percent in 2015 — well beyond the U.S. inflation rate. And in some extreme cases, specialty drug costs increased more than 5,000 percent. What can employers do to control these soaring costs?

Complete article and May’s 2016 newsletter

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